Daily Chhoti Savings ke Ideas (Under 100 Rupees)



 

 Daily Chhoti Savings ke Ideas (Under 100 Rupees)

Aksar log sochte hain ke saving tabhi possible hai jab income zyada ho. Lekin asal baat ye hai ke bari bachat chhoti savings se hi shuru hoti hai. Rozana ₹100 ya usse kam bacha kar aap mahine ke end tak ₹3,000 aur saal ke end tak ₹36,000 tak save kar sakte hain!

Yahan hum kuch aasan aur practical chhoti savings ideas share kar rahe hain jo aap apni daily routine mein apply kar sakte hain – bina apni lifestyle ko sacrifice kiye.

🥤 1. Bahar Ka Cold Drink Chhod Kar Ghar ka Nimbu Pani

Bahar ek cold drink ya fancy coffee ₹50–₹80 ki milti hai. Agar aap sirf 5 din bhi ghar ka nimbu pani, lassi ya chai choose karein, to:

Saving per week: ₹250+
Saving per month: ₹1000+

🟢 Tip: Ghar ke drinks sirf saste nahi, sehatmand bhi hote hain.

🛵 2. Walk ya Cycle Instead of Bike for Short Distances

Bohat si jagah aisi hoti hain jahan aap walk ya cycle se ja sakte hain. Fuel aur parking charges save hotay hain.

Average daily saving: ₹40–₹60
Bonus: Fitness free mein milegi!

🍱 3. Office ya College Mein Ghar Ka Tiffin Le Jaana




Bahar ka lunch ₹100–₹150 ka hota hai. Ghar ka khana zyada healthy bhi hota hai aur ₹30–₹40 mein ban jaata hai.

Daily saving: ₹70–₹100
Monthly saving: ₹1400–₹2000+

🟢 Extra tip: Ek steel ka tiffin invest kar lein jo reusable ho.

📱 4. Daily ₹50 Online Wallet Ya Piggy Bank Mein Daalna

Ek digital wallet ya simple glass jar mein daily ₹50 daalna shuru karein.

Daily Saving Habit:

  • Set reminder on your phone

  • Even ₹10 bhi ho to daal dein

1 saal mein: ₹18,250 ki saving!





🎮 5. Mobile Data Packs ka Smart Use

Har mahine ka ₹500–₹1000 ka data bill avoid ho sakta hai agar:

  • Wi-Fi use karein

  • YouTube videos ki resolution kam karein

  • Background apps band karein

Daily saving estimate: ₹20–₹40

☕ 6. Bahar Ki Chai Ki Jagah Ghar Ki Chai

Bahar ek cup chai ₹20–₹30 ki milti hai. Agar aap roz ghar ki chai prefer karein:

Daily saving: ₹25
Monthly saving: ₹750+

🟢 Tip: Thermos bottle invest karein, office le ja sakte hain.

🎁 7. Impulse Shopping Se Bachna

Roz kisi website ya shop se “chhoti chhoti cheezein” lena band karein, jaise ₹99 ka cover, ₹89 ka keychain, etc.

Daily Saving: ₹50–₹100
Tip: 24-hour rule: kuch bhi lene se pehle 24 ghante ruk kar sochiye.

📚 8. Free Learning Apps Use Karein Instead of Paid

Udemy, Coursera par free courses milte hain. YouTube best hai har skill seekhne ke liye.

Paid course ka cost: ₹500+
Free options se daily saving: ₹15–₹50 (long-term)

🎬 9. Netflix Ya OTT Ko Share Karna

Ek subscription ko 2–4 log mil kar lein. ₹699 ka plan sirf ₹175 padta hai.

Daily saving: ₹25–₹50
Tip: Har app ke liye alag login lena avoid karein – ek ya do hi use karein.

🧾 10. “No Spend Day” Challenge Rakhein

Har week ek din rakhein jahan aap ₹1 bhi kharch nahi karte.
Sirf ghar ka khana, walk, free entertainment (book, YouTube).

Weekly saving: ₹200+
Monthly: ₹800+

📊 Final Table – Daily Savings Breakdown

HabitDaily SavingMonthly Saving
Cold Drink Avoid₹50₹1000
Bike ki jagah walk₹40₹800
Tiffin le jana₹70₹1400
Piggy bank daily₹50₹1500
Mobile data control₹30₹900
Chai ghar ki₹25₹750
Impulse shopping avoid₹60₹1200
Free learning apps₹30₹600
Shared OTT subscription₹25₹750
No Spend Day (per week)₹200₹800

👉 Total Monthly Saving: ₹9,700 (approx)

🧠 Conclusion: Chhoti Saving, Bada Farq!

Agar aap daily sirf ₹50–₹100 ki bachat ko routine bana lein, to ek saal mein aap ₹36,000–₹70,000 tak save kar sakte hain. Is amount se aap:

  • Emergency fund bana sakte hain

  • Chhoti investment shuru kar sakte hain

  • Debt repayment mein use kar sakte hain

❓ CTA (Question for Readers):

Aap har din ₹100 se kam ki sabse smart saving kaunsi karte hain? Comment mein zaroor batayein

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